So, you're ready to buy a home?

 

Step one: Get pre-approved for a mortgage!

Your pre-approval will tell you what you can afford and what your monthly payment will be, so it's important to determine this before you start searching for your new home.

To get pre-approved for a mortgage, follow these steps:

• Gather your financial documents such as pay stubs, tax returns, and bank statements

• Contact a mortgage lender or bank to begin the pre-approval process (I have a great preferred lender to refer to you)

• Provide the lender with your financial documents and answer any questions they may have about your credit, income, and employment history.

It's important to note that pre-approval is not a guarantee of a loan, but it does give you a better idea of what you can afford and how much you'll need for a down payment. Additionally, pre-approval is generally valid for 30-90 days.

Need a lender recommendation?

I have you covered. Everyone has a unique situation and I have several close lender relationships to help you find the best interest rate and have the best client experience!

Wondering what homes are for sale?

 

buyer guide

This is your reminder that it's totally normal to feel overwhelmed by the home buying process (especially if it's your first time!). This guide will help you navigate the process and don’t worry, you’ll have me by your side, as well!

MOVING CHECKLIST

Moving can be both exciting and stressful. But there are ways to make the process go smoothly. Here are some hacks to try on moving day to help keep you organized and reduce stress:

FAQ’s on BUYING a home.

  • Before you start searching for homes online, it's important to take the first step to house shopping: Getting pre-approved for a mortgage. This will help to ensure that you’re looking in the right price range.

  • Absolutely! I'll send over a list of lenders I know and trust. Everyone has a unique circumstance and I have many close relationships with lenders who will get you the best interest rate and have the best client experience!

  • A pre-approval is typically valid for about 60-120 days, assuming you have made no changes to your credit.

  • Maybe by a few points, but not enough to keep you from comparison shopping. As long as credit inquiries are made within 45 days of the first inquiry, it is typically counted as a single inquiry for credit-scoring purposes.