So, you're ready to buy a home?
Step one: Get pre-approved for a mortgage!
Your pre-approval will tell you what you can afford and what your monthly payment will be, so it's important to determine this before you start searching for your new home.
To get pre-approved for a mortgage, follow these steps:
• Gather your financial documents such as pay stubs, tax returns, and bank statements
• Contact a mortgage lender or bank to begin the pre-approval process (I have a great preferred lender to refer to you)
• Provide the lender with your financial documents and answer any questions they may have about your credit, income, and employment history.
It's important to note that pre-approval is not a guarantee of a loan, but it does give you a better idea of what you can afford and how much you'll need for a down payment. Additionally, pre-approval is generally valid for 30-90 days.
Wondering what homes are for sale?
buyer guide
This is your reminder that it's totally normal to feel overwhelmed by the home buying process (especially if it's your first time!)
There are a few important deadlines you'll need to know:
buyer checklist
Moving can be both exciting and stressful. But there are ways to make the process go smoothly. Here are some hacks to try on moving day to help keep you organized and reduce stress:
MOVING CHECKLIST
Moving can be both exciting and stressful. But there are ways to make the process go smoothly. Here are some hacks to try on moving day to help keep you organized and reduce stress:
FAQ’s on BUYING a home.
-
Before you start searching for homes online, it's important to take the first step to house shopping: Getting pre-approved for a mortgage.
-
Absolutely! I'll send over a list of lenders I know and trust.
-
Pre-approval is good for about 30-90 days.
-
Maybe by a few points, but not enough to keep you from comparison shopping. As long as credit inquiries are made within a few days of one another, each is typically counted as a single inquiry for credit-scoring purposes.